Lenient Credit Lenders

I am in a really bad situation right now and need $5,000 ASAP. The problem is that my credit is in ruins right now and nobody in the world wants to give me credit. Fortunately I have co-signer but I was wondering who the lenient credit lenders are. I searched a local credit union company but they said they check you credit score before letting you become a member. Who are the lenient credit lenders???